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Mercury account guidance

Business banking for US-registered companies, provided through Mercury’s partner banks. We help you check whether it fits, prepare your documents and apply.

  • A common choice for non-US founders with a US LLC or corporation.

Living in Pakistan?

Not available if the owner lives in Pakistan.

What Mercury offers

  • Business checking and savings accounts for US companies
  • Debit cards and online banking
  • Transfers in US dollars and international payments

Who may be eligible

  • Companies formed and registered in the US or a US territory
  • You don’t need to be a US citizen or resident to apply
  • The business must have existing or planned US operations
  • Founders in some countries and certain industries can’t be supported
Documents

What Mercury usually asks for

Based on Mercury’s official help pages, checked October 2026. The provider may ask for more.

  • Formation documents and EIN for the company
  • Government photo ID for each owner with 25% or more
  • Residential address for each owner (no virtual or mail-drop addresses)
  • A physical business address (registered agent addresses and PO boxes aren’t accepted)
Application steps

How we help you apply

  1. Check fit

    We review your company, owners and countries against the provider’s rules.

  2. Prepare documents

    We get your formation papers, EIN letter and ownership details ready.

  3. Apply online

    You apply on the provider’s official website. We guide you through each question.

  4. Answer follow-ups

    Providers often ask for more information. We help you respond.

  5. Provider decides

    The provider approves or declines. We can’t guarantee approval.

Fees

What it costs

We haven’t confirmed Mercury’s current fees from an official source, so we don’t list them. Check Mercury’s official pricing before applying.

Visit Mercury
Mercury feesSee official website
Ze Filing service feeContact us for a quote

Approval depends on the provider

  • Each provider sets its own eligibility rules and makes its own decision. We can’t guarantee an account will be approved.
  • Not every non-US resident qualifies. Country of residence, industry and business activity can all affect eligibility.
  • Ze Filing isn’t a bank and isn’t affiliated with Mercury.

Want help with Mercury?

Tell us about your company and where its owners live. We’ll tell you honestly whether it’s a good fit.

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