Wise Business account guidance
A multi-currency business account for sending, receiving and holding money in many currencies. We help you check whether it fits, prepare your documents and apply.
- Useful for receiving and converting international payments.
Living in Pakistan?
USD account details are not available if the owner’s address is in Pakistan.
What Wise Business offers
- Account details in many currencies to get paid like a local
- Hold and convert multiple currencies
- Business debit cards
Who may be eligible
- US businesses, including LLCs and corporations
- Owners can live outside the US
- Businesses registered in Nevada or US territories can’t be onboarded
- Registered and physical trading addresses are required (no PO boxes or virtual addresses)
What Wise Business usually asks for
Based on Wise Business’s official help pages, checked October 2026. The provider may ask for more.
- EIN
- Business registration and ownership documents
- Photo ID for non-US owners
- Details of owners, directors and a controller
- Website and business description
How we help you apply
Check fit
We review your company, owners and countries against the provider’s rules.
Prepare documents
We get your formation papers, EIN letter and ownership details ready.
Apply online
You apply on the provider’s official website. We guide you through each question.
Answer follow-ups
Providers often ask for more information. We help you respond.
Provider decides
The provider approves or declines. We can’t guarantee approval.
What it costs
Fees as published on Wise Business’s official website, checked October 2026. Providers change fees, so confirm before applying.
Visit Wise BusinessApproval depends on the provider
- Each provider sets its own eligibility rules and makes its own decision. We can’t guarantee an account will be approved.
- Not every non-US resident qualifies. Country of residence, industry and business activity can all affect eligibility.
- Ze Filing isn’t a bank and isn’t affiliated with Wise Business.
Want help with Wise Business?
Tell us about your company and where its owners live. We’ll tell you honestly whether it’s a good fit.